Insurance

Information regarding vehicle insurance.

CASE LAW - R v Rhone

BC Courts Coat of ArmsKelly Rae Rhone was charged for operating a motor vehicle without proper insurance while driving on the Trans Canada Highway at Mill Bay, B.C. Ms. Rhone disputed the traffic ticket on the basis that keeping the insurance current was her husband's job and that she did not know the insurance was expired.

CASE LAW - R v Shafer

BC Courts Coat of ArmsIan Shafer used to live in Las Vegas, Nevada and had licensed his car there. He moved to Oak Bay, B.C. but had not obtained a BC driver's license or BC license plates and insurance at the time he was stopped for speeding by police in Victoria. He was issued a traffic ticket for speeding, not having a BC driver's license and operating an uninsured vehicle. He pled guilty to speeding and not guilty to the other two counts.

CASE LAW - Quinn v Dubnyk

BC Courts Coat of ArmsThis case examines the application of the Motor Vehicle Act to highways on the Sechelt reserve lands. Quinn was stopped by Constable Dubnyk for operating an uninsured and unlicensed vehicle on a highway within the reserve. He was issued a violation ticket for operating the vehicle without insurance.

Immediate Impound for Driving Without Insurance?

Ticket WriterWhen a person is stopped for no insurance in BC, no matter where, is the car immediately impounded? Are there any exemptions? The reason I asked is: my employee said he got stopped for expired plates on the car he was driving, but the RCMP officer in Courtenay told him just to park it, even though the ICBC insurance had expired a week earlier.

Q&A - Blacked Out Insurance Papers

Q&A ImageI've read an article advising that you should carry a photocopy of your vehicle licence with your name and address blacked out. If the vehicle was stolen with the keys or garage door opener in it, the thieves would not have easy access to your home and address. It went on to say that all the info that the police require would be on your drivers licence. Is this a good idea?